Top 5 Home Insurance Companies in Weslaco, TX
Check out the most popular Home Insurance agencies & companies in Weslaco, TX & compare the best quotes from them.
Cost of Homeowners Insurance in Weslaco, TX
Homeowners insurance is one of the most important investments you can make for your home. It protects your home and belongings if a covered loss, such as fire, wind damage, or theft. It also provides liability coverage if someone is injured on your property. A good homeowners policy can give you peace of mind, knowing that you and your family are protected financially if something happens to your home. There are many reasons to purchase homeowners insurance, but one of the most important is to protect your investment. Your home is likely the most expensive thing you will ever purchase, and it is essential to protect it.
If you are a homeowner in Weslaco, TX, it is important to consider purchasing homeowners insurance. The average cost of homeowners insurance in Weslaco, TX, is $1270.8. There are numerous home insurance providers in Weslaco, Texas, but it might be difficult for homeowners to choose the best or least expensive ones. There are particular solutions that help lower the cost of home insurance in Weslaco, Texas. The following factors provide more details.
Factors Influencing Home Insurance in Weslaco, TX:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by number of claims
4. Homeowners insurance rates by the materials used
Homeowners Insurance in Weslaco- Rates by Coverage Levels
Homeowners insurance rates in Weslaco, TX, are affected by Coverage Levels. The higher the Coverage Level, the higher the premium. The coverage Level is determined by the amount of coverage the policyholder purchases. The more coverage the policyholder has, the higher the Coverage Level and the higher the premium. Higher Coverage Levels protect the policyholder from a greater amount of financial loss if their home is damaged or destroyed. The policyholder is also protected from greater liability if someone is injured on their property. Higher Coverage Levels come with a higher premium because the insurance company is taking on greater risk.
Below is the cost of home insurance rates in Weslaco, TX, based on the coverage limit opted by the homeowners in Weslaco, TX.
Homeowners Insurance in Weslaco - Rates by Deductibles
When it comes to homeowners insurance, your deductible can greatly impact your rates. The higher your deductible, the lower your rates will be. However, you need to be careful not to set your deductible too high, as you could end up having to pay a lot out of pocket if you need to make a claim. In Weslaco, Texas, for instance, homeowners who choose a high deductible of 2500 pay $912.43, while those who choose a low deductible of 500 pay $1255.55.
Homeowners Insurance in Weslaco - Rates by Number of Claims
As the number of homeowners insurance claims increases in Weslaco, TX, so do insurance rates. Insurance companies base their rates on the number of claims they expect to pay. The more claims they expect to pay out, the higher the rates they charge. The insurers will sell policies to consumers with no claims for as little as $1092.88. Policyholders with one or two claims pay a higher premium. In Weslaco, Texas, these homeowners each pay about $1359.75 and $1448.71 for their homeowner's insurance.
Homeowners Insurance in Weslaco - Rates by Materials Used
When it comes to homeowners insurance rates in Weslaco, TX, the materials used on your home can have a big impact. Homes built with brick or stone are typically charged higher rates than those constructed with wood or other materials. This is because brick and stone homes are more likely to experience damage from severe weather conditions like hurricanes. If you live in an area prone to hurricanes, it is important to ensure that your home is well-protected against the wind and rain. Hurricane shutters and impact-resistant glass can help to lower your rates. For instance, in Weslaco, Texas, residents pay $1207.26 and $1156.42 in homeowner insurance for homes built with Masonry and Superior brick materials.
Top Home Insurance Companies in Weslaco, TX
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 19.55% |
| Allstate | A+ | 13.08% |
| GEICO | A++ | 10% |
| Liberty Mutual | A | 4.7% |
| Nationwide | A+ | 2.47% |
Top Nationwide Home Insurance Agents in Weslaco, TX
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Larry Jones | 1700 W BUS 83 STE C 78572 |
956-585-3833 | |
| William C Abee Jr | 204 South 7Th St. 78580 |
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| P Thomas Simpers Jr | 208 S TEXAS BLVD 78596 |
956-968-5521 | |
| The Muirhead Agency Inc. | 1602 W Expressway 83 Alamo 78516 |
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| Richard Timothy Miller | 1000 Whitewing Ave 78501 |
(956) 631-0800 | |
| The Grimes Group Agency Llc | 300 E. Expressway 83 300 E. Expressway 83 78577 |
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| Tyler Stephens Agency | 9317 E. Monte Christo Rd. 78541 |
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| Richard Turner Insurance Agency | 7705 S Cage Blvd Unit A 78577 |
(956) 867-2881 | |
| P Thomas Simpers Jr | 1906 E TYLER AVE STE B 78550 |
(956) 682-2841 | |
| Richard Thomas Barrett | 400 W Pecan Blvd 78501 |
(956) 664-9100 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Kevin Greene | 2900 CENTRAL BLVD STE D 78521 |
956-465-4289 | |
| Jared Antoine | 204 S 7TH ST 78580 |
956-689-5573 | |
| Darryl Arnold | 800 E. Alton Gloor Blvd. 78526 |
956-542-RICK | |
| Cheryl W. Watson | 1140 Paredes Line Rd 78521-2628 |
956-541-4848 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Dan Chao | 1215 E. Expressway 83 78572 |
956-581-PENA Email:dchao@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Sheryl Pulley | 2601 E. Griffin Pkwy 78572 |
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| Jerry B. Anderson | 1209 E HARRISON 78550 |
956-425-8821 | |
| Patrick Sprague | 220 E TOM LANDRY ST 78572 |
(956) 581-2183 | |
| Richard Smith | 1102 E Tyler Ave 78550 |
(956) 440-8890 | |
| Rosemary Steadman | 111 W Business Hwy 83 78577 |
(956) 783-5000 | |
| Wayne White Agency Inc. | 2114 N. Cage 78577 |
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| Bill Goble | 1506 E Griffin Pkwy Ste B 78572-2426 |
956-519-7100 | |
| Fuller Ins Agency | 705 W Hwy 100 78566 |
(956) 233-5744 | |
| Geetu Mistry | 220 E. Tom Landry 78572 |
(956) 581-2183 | |
| George S. Papagianopoulos | 2323 N Ed Carey Dr Ste 1 78550 |
(956) 428-8856 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Bob Forbus | 131 N Texas Ave 78570-2744 |
956-565-3126 | |
| Julie De Rossi | 3003 S. Cage Blvd. 78577 |
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| Jerry Barkdoll | 1101 E BUSINESS 83 78537 |
956-464-2886 | |
| Garry Peterson | 213 N Broadway www.garrypetersoninsurance.com 78543 |
(956) 262-1368 | |
| Richard Tay | 1109 W Nolana Ave Ste 101 www.richardtay.com 78504 |
(956) 994-9004 | |
| Greg Woolwine | 15 S 11th St www.gregwoolwine.com 78501 |
(956) 631-7185 | |
| Susan Swartz | 1816 E Harrison Ave 1816 E Harrison Ave www.susanswartz.biz 78550 |
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| Tom Trubac | 4812 S Jackson Rd. www.tomtrubac.com 78539 |
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| Jerry Beckett | 400 W EXPRESSWAY 83 78589 |
956-787-8536 | |
| David Spriggs | 2025 Central Blvd Ste C 78520 |
(956) 541-8015 |
| Liberty Mutual | Allstate | Nationwide | |
| Median Home Value ($) | 70,560 | 70,560 | 70,560 |
| Construction year | 1993 | 1980 | 2010 |
| Home Coverage ($) | $125000-$150000 | $100000-$125000 | $75000-$100000 |
| Total Premium ($) | $849 | $1255 | $1199 |
Weslaco, TX Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Nationwide | upto 6% |
| Liberty Mutual | upto 15% |
| GEICO | upto 14% |
| Allstate | upto 17% |