Top 5 Home Insurance Companies in San Juan, TX
Check out the most popular Home Insurance agencies & companies in San Juan, TX & compare the best quotes from them.
What is the cost of Homeowners Insurance in San Juan, TX?
The average cost of homeowners insurance in San Juan, TX, is $1302.3. As a homeowner in San Juan, TX, it's important to have homeowners insurance to protect your home and belongings in the event of a covered disaster, such as a fire or severe weather. Homeowners insurance can also help cover temporary living expenses if your home is damaged and uninhabitable. Home insurance in San Juan, TX, will safeguard your home against perils like burglary, theft, fire, lightning, and natural disasters. It offers liability protection to cover guests and family members in case of a mishap on your property or within your house. Even if you own your home outright, it's still a good idea to have coverage in place.
Home insurance plans can be customized to meet the demands and financial capabilities of the policyholders. The cost of insurance is affected by a number of variables, including the kind of coverage, the deductible, the age of the home, safety features, the neighborhood, the area of residence, the weather, and many more. Therefore, before buying home insurance in San Juan, TX, homeowners must do extensive research on the prices and advantages offered by the providers. The following list includes the top and affordable home insurance providers in San Juan, Texas.
Factors affecting home insurance in San Juan, TX:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by the age of the home
4. Homeowners insurance rates by the safety features
Homeowners Insurance San Juan, TX - Rates by Coverage Level
Generally, the more coverage you have, the higher your homeowners insurance costs. If you want to save money on your homeowners insurance, it is important to understand how coverage level affects your costs. In most cases, you will want to carry at least enough insurance to cover the cost of rebuilding your home in the event of a total loss. For example, if you select coverage of $100K to insure your home, you pay $329 towards home insurance in San Juan, TX.
Here is a chart representing the coverage level and the applicable home insurance rates in San Juan, TX.
Homeowners Insurance San Juan, TX - Rates by Deductibles
As a San Juan, TX homeowner, you're probably always looking for ways to save on your homeowners insurance costs. One way to do this is by increasing your deductible. By increasing your deductible, you're essentially self-insuring for a small loss. This means you're willing to pay for a small loss from your own pockets instead of involving your insurance company. While this will save you money on your premiums, you need to make sure that you have the financial ability to pay the deductible if you have a loss. For example, homeowners in San Juan, Texas, who choose a $1500 deductible, pay $1095 for their home insurance. At the same time, homeowners selected a $500 deductible to pay $1286 for their house insurance. Therefore, the higher the deductible, the lower the San Juan, TX, home insurance.
Homeowners Insurance San Juan, TX - Rates by the Age of the Home
As the age of a home in San Juan, TX, increases, the cost of homeowners insurance typically increases. This is because older homes are more likely to have problems requiring repairs or replacement, such as plumbing, electrical, or roofing. In addition, older homes are more likely to suffer from wear and tear, which can lead to damage that needs to be repaired. Homeowner's insurance companies consider all of these factors when setting rates, so it is important to keep this in mind when shopping for a policy. For example, in San Juan, Texas, homes that are 40 years old have a premium of $1336, while newly constructed homes have a premium of $1041.
Homeowners Insurance San Juan, TX - Rates by the Safety Features
When you think of home insurance, you might think of it as something that protects your home in the event of a fire or break-in. However, home insurance can also help to lower your costs in other ways. Many home insurance policies offer discounts for homes with certain safety features, which can help reduce your overall costs. The most common safety features include smoke detectors, deadbolts, fire extinguishers, and security systems. For example, homes equipped with fire extinguishers pay $1159, on home insurance in San Juan, TX.
Top Home Insurance Companies in San Juan, TX
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| GEICO | A++ | 10% |
| Liberty Mutual | A | 4.7% |
| Travelers | A++ | 4.01% |
| Erie | A+ | 3% |
| Nationwide | A+ | 2.47% |
Top Erie Home Insurance Agents in San Juan, TX
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Wm R Karschner & Sons | 510 East Harrison 78550 |
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| Berkepile Insurance Agency Inc | 2401 Bca Chca Blvd www.berkepileinsurance.com 78521-2307 |
956-542-0222 | |
| Day Insurance | 795 Paredes Line Rd Ste A 78521 |
(956) 504-5493 | |
| The Polesky Agency Inc. | 1313 Alton Gloor Blvd, Suite E www.poleskyagency.com 78526 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Dan Chao | 1215 E. Expressway 83 78572 |
956-581-PENA Email:dchao@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Richard Thomas Barrett | 400 W Pecan Blvd 78501 |
(956) 664-9100 | |
| Arthur C Vespignani | 603 N Texas Blvd 78596-4803 |
956-968-4554 | |
| P Thomas Simpers Jr | 1906 E TYLER AVE STE B 78550 |
(956) 682-2841 | |
| Larry Jones | 1700 W BUS 83 STE C 78572 |
956-585-3833 | |
| P Thomas Simpers Jr | 208 S TEXAS BLVD 78596 |
956-968-5521 | |
| Richard Turner Insurance Agency | 7705 S Cage Blvd Unit A 78577 |
(956) 867-2881 | |
| The Muirhead Agency Inc. | 1602 W Expressway 83 Alamo 78516 |
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| The Grimes Group Agency Llc | 300 E. Expressway 83 300 E. Expressway 83 78577 |
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| William C Abee Jr | 204 South 7Th St. 78580 |
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| Garcia-Taylor Insurance Agency Inc | 321 W 2nd St 78570 |
(956) 565-2481 |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| Jared Antoine | 204 S 7TH ST 78580 |
956-689-5573 | |
| Kevin Greene | 2900 CENTRAL BLVD STE D 78521 |
956-465-4289 | |
| Cheryl W. Watson | 1140 Paredes Line Rd 78521-2628 |
956-541-4848 | |
| Darryl Arnold | 800 E. Alton Gloor Blvd. 78526 |
956-542-RICK |
| Homeowners Insurance Agents | Agent Address | Contact Details | |
|---|---|---|---|
| The Derbigny Group Inc | 147 E Price Rd www.derbignygroup.com 78521 |
Email:rodney@derbignygroup.com |
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| Skipper Insurance Agencies | 50 W Morrison Rd www.skipperins.com 78520 |
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| T L Southmayd Insurance Agency, Llc. | 1800 E. Van Buren 78520 |
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| Spencer Insurance Agency Inc | 208 S Texas Blvd 78596 |
(956) 272-1697 Email:JAMIE@WTWINSURANCE.COM |
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| All Your Insurance Inc | 903 Pecan Blvd 78501-2419 |
956-687-3849 Email:service@ayiinc.com |
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| Chase And Lunt Llc | 702 W Expy 83 Ste A www.chaseandlunt.com 78577-6514 |
956-702-4200 Email:info@chaseandlunt.com |
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| Green Insurance Agency | 900 E Alton Gloor Blvd Ste 4 gia-insurance.net 78526 |
(956) 554-4961 | |
| The Beacon Group Of Companies | 2701 W. University St Ste B 78539 |
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| Benefit Quest Inc | 224 W Ocean Blvd 78566-3623 |
956-233-3276 | |
| Rosemeyer Agency | 2103 N 10th St 78501 |
(956) 683-6300 |
| Nationwide | GEICO | Travelers | |
| Median Home Value ($) | 86,500 | 76,500 | 86,500 |
| Construction year | 2012 | 2009 | 2014 |
| Home Coverage ($) | $100000-$125000 | $100000-$125000 | $75000-$100000 |
| Total Premium ($) | $719 | $1235 | $1024 |
San Juan, TX Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Erie | upto 20% |
| GEICO | upto 21% |
| Nationwide | upto 9% |
| Liberty Mutual | upto 19% |
| Travelers | upto 11% |