Home Insurance Costs with Deductible Scenarios in Pharr, TX & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Pharr, TX	$74800	$900	$1,238
Edcouch-Elsa, TX	$56100	$918	$1,264
Indian Hills, TX	$32900	$799	$1,100
Weslaco, TX	$78400	$912	$1,256
West Sharyland, TX	$95000	$1074	$1,478
Hidalgo County, TX	$82400	$926	$1,274
San Juan, TX	$85000	$935	$1,287
Palmview, TX	$84600	$738	$1,015
Palmhurst, TX	$252700	$1402	$1,929
La Joya, TX	$85200	$1040	$1,431

---

Impact of Coverage Amount on Home Insurance Cost In Pharr, TX

Coverage Amount	Home Insurance Cost ($)
$100,000	$1,820
$200,000	$4,745
$300,000	$6,951
$400,000	$8,045
$500,000	$10,298
$750,000 to $1000,000	$11,907
Above $1000,000	$14,079

---

---

Pharr, TX Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Pharr, TX Average Home Insurance Cost	$1,252.8
State Average Home Insurance Cost	$1,709
Difference Vs national Average	28.8

---

Top Homeowners Insurance Companies in Pharr, TX

Insurance Provider	Average Homeowners Insurance Cost($)
State Farm	$4,678
Homeowners	$3,054
USAA	$2,239
Farmers	$2,042

---

Pharr, TX Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-150	1102
One Claim	+100	1353
Two Claims	+163	1416

---