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Home Insurance Costs with Deductible Scenarios in Kerrville, TX & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Kerrville, TX $169000 $1022 $1,407
Center Point, TX $146800 $1217 $1,675
Kerrville, TX $169000 $1022 $1,407
Kerr County, TX $164000 $1015 $1,396
Harper, TX $206800 $1328 $1,827
Bulverde, TX $284600 $1460 $2,009
Blanco, TX $223400 $738 $1,015
Llano County, TX $184500 $704 $968
Olmos Park, TX $675600 $737 $1,015
Castroville, TX $186700 $1295 $1,781

Impact of Coverage Amount on Home Insurance Cost In Kerrville, TX

Coverage Amount Home Insurance Cost ($)
$100,000 $985
$200,000 $2,379
$300,000 $3,440
$400,000 $4,256
$500,000 $5,448
$750,000 to $1000,000 $6,299
Above $1000,000 $7,448


Kerrville, TX Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Kerrville, TX Average Home Insurance Cost$1,423.98
State Average Home Insurance Cost$1,709
Difference Vs national Average199.98

Top Homeowners Insurance Companies in Kerrville, TX

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,239
ASI Lloyds $2,232
Travelers $2,184
Texas Farmers $261

Kerrville, TX Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -171 1253
One Claim +114 1538
Two Claims +185 1609